Summary
Overview
Work History
Education
Skills
References
Timeline
Hi, I’m

Thuraiya Mohammed Murad Al Balushi

Account Relationship Manager
Muscat,Al Amerat
Thuraiya Mohammed Murad Al Balushi

Summary

Results-driven Account Relationship Manager with over 10 years of experience in Remedial Credit, Corporate, SME, and Islamic Banking. Skilled in managing non-performing portfolios, developing recovery strategies, and negotiating complex settlements. Adept at financial analysis, risk management, and building strong client relationships. Proven track record in reducing NPL ratios, enhancing asset quality, and delivering value to senior management through strategic reporting and execution.

Overview

12
years of professional experience
2
Languages

Work History

Bank Muscat

Account Relationship Manager, Credit Remedial - Corporate, SME, and Islamic
12.2014 - Current

Job overview

  • - Managed and monitored a portfolio of non-performing accounts (NPA) across corporate, SME, and Islamic sectors.
  • - Developed and implemented recovery strategies for weak and non-performing accounts.
  • - Negotiated and interacted effectively with clients, legal consultants, and other professionals to resolve financial disputes.
  • - Regularly followed up with non-performing loan (NPL) customers to ensure recovery.
  • - Prepared and presented reports to senior management regarding classified accounts.
  • - Collaborated with court-appointed experts and legal offices to handle cases for or against the bank.

Service and Trade Company

Marketing Assistant
01.2014 - 12.2014

Job overview

  • - Assisted in executing marketing strategies to promote company services.
  • - Conducted market research to identify trends and opportunities.

Majan TV

Assistant
06.2013 - 09.2013

Job overview

  • - Provided administrative and technical support for daily operations.

Education

Gulf College

Bachelor of Information Technology from Information Systems
01.2013

University Overview

GPA: 2.9

Gulf College

Foundation Certificate
01.2011

University Overview

Wadi Al Kabir Secondary School for Girls

General Secondary School Certificate
01.2009

University Overview

Skills

Credit Risk Analysis & Remedial Management

References

References
Available upon request.

Timeline

Account Relationship Manager, Credit Remedial - Corporate, SME, and Islamic
Bank Muscat
12.2014 - Current
Marketing Assistant
Service and Trade Company
01.2014 - 12.2014
Assistant
Majan TV
06.2013 - 09.2013
Gulf College
Foundation Certificate
Wadi Al Kabir Secondary School for Girls
General Secondary School Certificate
Gulf College
Bachelor of Information Technology from Information Systems
Thuraiya Mohammed Murad Al BalushiAccount Relationship Manager