Results-driven Account Relationship Manager with over 10 years of experience in Remedial Credit, Corporate, SME, and Islamic Banking. Skilled in managing non-performing portfolios, developing recovery strategies, and negotiating complex settlements. Adept at financial analysis, risk management, and building strong client relationships. Proven track record in reducing NPL ratios, enhancing asset quality, and delivering value to senior management through strategic reporting and execution.
Hi, I’m
Thuraiya Mohammed Murad Al Balushi
Account Relationship Manager
Muscat,Al Amerat
Summary
Overview
12
years of professional experience
2
Languages
Work History
Bank Muscat
Account Relationship Manager, Credit Remedial - Corporate, SME, and Islamic
12.2014 - Current
Job overview
- - Managed and monitored a portfolio of non-performing accounts (NPA) across corporate, SME, and Islamic sectors.
- - Developed and implemented recovery strategies for weak and non-performing accounts.
- - Negotiated and interacted effectively with clients, legal consultants, and other professionals to resolve financial disputes.
- - Regularly followed up with non-performing loan (NPL) customers to ensure recovery.
- - Prepared and presented reports to senior management regarding classified accounts.
- - Collaborated with court-appointed experts and legal offices to handle cases for or against the bank.
Service and Trade Company
Marketing Assistant
01.2014 - 12.2014
Job overview
- - Assisted in executing marketing strategies to promote company services.
- - Conducted market research to identify trends and opportunities.
Majan TV
Assistant
06.2013 - 09.2013
Job overview
- - Provided administrative and technical support for daily operations.
Education
Gulf College
Bachelor of Information Technology from Information Systems
01.2013
University Overview
GPA: 2.9
Gulf College
Foundation Certificate
01.2011
University Overview
Wadi Al Kabir Secondary School for Girls
General Secondary School Certificate
01.2009
University Overview
Skills
Credit Risk Analysis & Remedial Management
References
References
Available upon request.Timeline
Account Relationship Manager, Credit Remedial - Corporate, SME, and Islamic
Bank Muscat
12.2014 - Current
Marketing Assistant
Service and Trade Company
01.2014 - 12.2014
Assistant
Majan TV
06.2013 - 09.2013
Gulf College
Foundation Certificate
Wadi Al Kabir Secondary School for Girls
General Secondary School Certificate
Gulf College
Bachelor of Information Technology from Information Systems
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