Sundus Alkiyumi
Muscat,Sultanate of Oman
Summary
Strategic and performance-driven finance professional with 15+ years of experience in Islamic and conventional banking across corporate finance, relationship management, and risk oversight. Proven track record in leading revenue integrity initiatives, identifying financial leakages, and developing robust internal control frameworks. Skilled in financial analysis, post-sanction facility review, fraud risk detection, and cross-functional leadership. Adept at aligning departmental goals with organizational strategy, enhancing efficiency, and supporting regulatory compliance. Committed to fostering a transparent, data-driven environment that ensures financial assurance and operational excellence.
Overview
18
18
years of professional experience
5
5
years of post-secondary education
Work History
Head of Loan Review Mechanism
Ahli Bank
Muscat , Sultanate of Oman
04.2023 - Current
- Lead the review and assurance of post-sanction credit facilities exceeding RO 1.78 billion annually, ensuring alignment with regulatory guidelines and internal policies.
- • Identify deviations and early risk indicators to mitigate revenue leakage and improve loan performance quality.
- • Liaise with cross-functional stakeholders, including Compliance, Credit Risk, and Finance to enforce SOPs and minimize fraud exposure.
- • Present assurance findings and risk insights to senior management and the Executive Risk Committee for strategic decision-making.
- • Contribute to the automation of reporting mechanisms and risk dashboards to increase transparency and efficiency.
Relationship manager
Ahli Bank
Muscat , Oman
04.2020 - 04.2023
- Managed a corporate portfolio of RO 70–80 million, ensuring timely assessment, disbursement, and monitoring of facilities.
- Cross-sold bank products, conducted client due diligence, and implemented tailored financing solutions with risk mitigation plans.
- Partnered with internal departments to resolve operational issues, reduce client complaints, and improve service delivery.
- Supported internal reviews and controls, identifying operational inefficiencies and recommending corrective actions.
Relationship manager
Meethaq-Bank Muscat
01.2013 - 04.2020
- Oversaw long-term project and working capital financing; developed risk-assessed proposals and conducted comprehensive client reviews.
- Built strong relationships with key clients and ensured high compliance with Shariah and internal lending standards.
- Worked closely with risk and audit units to minimize exposure and ensure revenue protection through accurate documentation.
Financial Analyst
Al Madina Investment
09.2007 - 04.2012
- Conducted in-depth market and sectoral research, developed financial models for private placements, and evaluated investment opportunities.
- Supported due diligence for mergers and acquisitions, ensuring data accuracy and valuation integrity.
- Collaborated with senior management in assessing project feasibility, profitability, and compliance.
Education
Master of Business Administration - Managerial Economics, Financial & Strategic Management
Franklin University
Columbus, Ohio, USA 10.2020 - 06.2022
CIMA - Diploma in Islamic Banking
Chartered Institute of Management Accountants
London-UKBachelor of Business Administration - Finance & Management
MCBS
University of St. Louis – Muscat, Oman 09.2003 - 07.2007
Skills
Financial Analysis & Reporting
Audit Readiness & Compliance
Revenue Reconciliation Processes
Strategic Planning & Team Leadership
Fraud Risk Assessment Tools
Banking Systems Knowledge
Languages
English
Fluent
Arabic
Native
Affiliations
- Exploring Cultures, Travelling and Reading
Timeline
Head of Loan Review Mechanism
Ahli Bank
04.2023 - Current
Master of Business Administration - Managerial Economics, Financial & Strategic Management
Franklin University
10.2020 - 06.2022
Relationship manager
Ahli Bank
04.2020 - 04.2023
Relationship manager
Meethaq-Bank Muscat
01.2013 - 04.2020
Financial Analyst
Al Madina Investment
09.2007 - 04.2012
Bachelor of Business Administration - Finance & Management
MCBS
09.2003 - 07.2007
CIMA - Diploma in Islamic Banking
Chartered Institute of Management Accountants
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