Microsoft Excel
SARATH BALACHANDRAN
Insurance Underwriter
Sultanate Of Oman,Muscat
Summary
Analytical Insurance Underwriter with expertise in Motor,Life and Travel Insurance. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.
Overview
5
5
years of professional experience
5
5
years of post-secondary education
1
1
Certification
5
5
Languages
Work History
Insurance Underwriter
Takaful Oman Insurance SAOG
Oman, Muscat
05.2018 - Current
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Examined potential loss stemming from catastrophe, severity or frequency of possible loss.
- Calculated group and individual renewal rates based on customers background, industry and demographic information.
- Met with customers, agents and brokers to negotiate coverage, price and service delivery.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Monitored underwriting teams performance and provided mentoring to achieve personal and department production goals.
- Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
- Identified issues, analyzed information and provided solutions to problems.
Assistant Accountant
Vishraam Builders
Thrissur, Kerala
11.2015 - 10.2017
- To prepare financial statement, bank reconciliation statements, recording cash invoices, recording cash inflows and outflows.
- Recommending ways of cutting costs.
- Assisting in payrolls preparation by providing relevant data such as salary, bonus, absences, leaves etc.
- Working with all departments and the management to help make financial decisions.
- Analyzing company’s financial performance and making long term forecast.
- Providing information for audit.
Education
MBA - Marketing/Human Resource
TKM Institute of Management
Kollam,Kerala 08.2013 - 08.2015
Bachelor of Commerce - Actuarial Management
GRD College of Science
Coimbatore,Tamil Nadu 04.2009 - 04.2012
Skills
Effective communication
undefinedAccomplishments
- Computer Skills Advanced excel 2013(certification) MS Office
- International Financial Accounting Industry Exposure & Projects.
- Completed two month MBA project on “Job Satisfaction of the employees in Cedicom Electronics Pvt.Limited”.
- Completed two week sales internship in Ganapathy Silks, Tiripuras a part of the final year project in B.Com(AM).
Additional Information
- Winner of CBSE Inter School Football Tournament (2009) Won 1st prize in 4 100m relay (2011)
- Extra-Curricular Activities Student representative of Media Cell at TKM Institute of Management. Participated in outbound training program of college in Wayanad.
- Conducted and coordinated the National HR Conclave at TKM Institute of Management.
Software
Premia Oracle
Certification
Advanced Excel
Interests
Travelling
Movies
Football
Timeline
Insurance Underwriter
Takaful Oman Insurance SAOG
05.2018 - Current
Advanced Excel
10-2016
Assistant Accountant
Vishraam Builders
11.2015 - 10.2017
MBA - Marketing/Human Resource
TKM Institute of Management
08.2013 - 08.2015
Bachelor of Commerce - Actuarial Management
GRD College of Science
04.2009 - 04.2012