Summary
Overview
Work History
Education
Skills
Personal Information
Sports
Disclaimer
Timeline
Generic
Prem R

Prem R

Kollam

Summary

Seeks an opportunity to work in a challenging environment and to make innovation in an optimistic way to contribute to the growth of the organization and as an individual.

Enthusiastic professional experience with more than nine(9) years in foreign exchange, office administration, cash handling and loan business. Strong experience in managing and leading a team of five(5) executives. Special emphasis on foreign exchange like purchase and sale of foreign currency and TC, international debit card loading and reloading, back office work, customer support, business development and staff co ordination. Encouraging team members on their achievements and talents to cross sell other products. Excellent track record for meeting deadlines and submitting deliverable on time.

Overview

17
17
years of professional experience

Work History

Gold Loan Officer

CSB BANK
10.2021 - Current
  • Analysed financial statements to identify client viability and risk.
  • Prompted customers with overdue payments to avoid penalties.
  • Evaluated client credit check outcomes to provide complete financial advice.
  • Informed customers of potential legal action and required remediation to avoid escalation.
  • Conveyed terms and conditions to applicants to inform about loan rates, repayment requirements and potential actions in case of default.

Branch Head

Unimoni Financial Services Ltd,India
01.2008 - Current
  • Allocating monthly product targets to employees and monitoring them the way they are achieving the same, expense budgeting, coordinating the business development activities, meeting with corporates and HNI customers, acting as a mediator between subordinates and top management
  • Monitoring the financial accounting of expenses, maintaining book of records.

Education

Master of Commerce -

Kerala University
01.2006

Bachelor of Commerce -

Kerala University
01.2004

Pre Degree -

Kerala University
01.2000

S.S.L.C -

The Board of Public Examinations, Kerala
01.1998

Skills

  • Windows 2007,XP and Vista

Personal Information

  • Passport Number: M3429873
  • Passport Date Of Issue: 10/11/2014
  • Passport Place Of Issue: Trivandrum
  • Passport Expiry Date: 09/11/2024
  • Date of Birth: 05/30/1983
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Sports

Badminton, Cricket and Football

Disclaimer

I hereby declare that the above said information is true to the best of my knowledge and belief.

Timeline

Gold Loan Officer

CSB BANK
10.2021 - Current

Branch Head

Unimoni Financial Services Ltd,India
01.2008 - Current

Master of Commerce -

Kerala University

Bachelor of Commerce -

Kerala University

Pre Degree -

Kerala University

S.S.L.C -

The Board of Public Examinations, Kerala
Prem R