Summary
Overview
Work History
Education
Skills
Training
Personal Information
Timeline
Generic
MOUNI Badreddine

MOUNI Badreddine

Bank Branch Manager
Hail South,MA

Summary

Results-driven Bank Branch Manager with 18+ years of experience in banking operations, team leadership, and financial services excellence. Proven expertise in driving revenue growth, optimizing branch performance, and ensuring regulatory compliance while delivering exceptional customer experiences. Adept at strategic planning, risk management, and staff development, with a track record of exceeding sales targets, improving operational efficiency, and fostering long-term client relationships. Multilingual in Arabic, French, English, with deep expertise in foreign trade operations, loan management, and digital banking solutions.

Overview

18
18
years of professional experience
2034
2034
years of post-secondary education

Work History

Branch Manager

Fransabank
01.2019 - Current
  • Managed and leaded the branch by developing sales activities to achieve targets
  • Supervised and assisted advisors in prospecting for new customers while ensuring the proper promotion and sale of banking products
  • Supervised operations processed by the branch, general audits as well as compliance monitoring
  • Performed and supported first level internal control on operations, organized information and coached meetings
  • Improved customer satisfaction in respect of the interests of the bank and the customer
  • Implement the marketing strategies of the bank to maximize branch profitability
  • Adhere and implement the Bank’s policies and procedures in addition to abiding to the local laws and banking regulations
  • Ensure proper operational transactions within the branch
  • Enhance teamwork, motivate, and manage the branch staff to ensure accomplishment of their professional goals

Acting Branch Manager

Trust Bank Algeria
01.2017 - 12.2018
  • Relieve Branch Manager during his absence
  • Ensure all counter transactions are processed accurately and swiftly in accordance to procedures
  • Performance, attitude & behavior, set goals for upcoming months performance & develop plans to improve employees’ performance
  • Provide high standards of service delivery to branch customers, build up strong & continuous relationship with them to achieve stipulated customer satisfaction levels
  • Responsible for attaining established Bank and branch goals through active participation in sales management and daily operations
  • Perform the compliance responsibilities in the branch in accordance with the bank's compliance Manual

Operations Supervisor / Financial Advisor

Trust Bank Algeria
01.2014 - 12.2017
  • Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills
  • Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products
  • Originated, reviewed, processed, closed, and administered client loan proposals
  • Applied risk policies and processed transactions in accordance with internal rules and procedures (control credit, compliance, anti-money laundering, operational and other business risks)
  • Charged for foreign trade operations including international payments, payment for imports/exports, good knowledge in Visa and Master Cards, Xpress Money, Leasing, Mortgage, Islamic Banking
  • Increase length and depth of branch portfolio (assets and liabilities) through assigned sales target
  • Responsible for accounting of all bank related transactions, preparation of reports and monthly bank reconciliation
  • In charge of back-office services like preparation of daily reconciliation reports in various currencies and branch expenses report
  • Understanding clients’ requirements, translation into deliverables and providing consulting services related banking processes, customer service and service quality
  • Enhance operational risk management and control environment by Conduct Risk & Control Self-Assessment, Monitor Operational Risk Control Action Plan implementation, Report Operational Loss events and Monitor and report key risk indicators

Foreign trade Back Office Advisor

Trust Bank Algeria
01.2010 - 12.2014
  • Execute all the remittances instructions received are fine to be processed
  • Check the instructions and verify the document
  • Report any discrepancies to the branch or department
  • Follow up with the concern branch or department
  • Execute that all the instructions received from branches are processed
  • Execute that all the inward & outward cheques are cleared and responded on the same day
  • Execute and follow up all letters of Credit, Letters of Guarantee and bill(s) for Collection related transactions (Issuance transactions (issuance/ advising, amendment, checking documents, acceptance, payment, cancellation….
  • Etc.)
  • Checking the documents under LC against LC terms and conditions, and advice customer and correspondent bank accordingly
  • Maintain all the documents under LC, LG, and BCs in fireproof cabinet until the final release to the customer/correspondent bank
  • Settlement and reconciliation for LC’s activities
  • Implementation of procedures and controls covering LC products so that all relevant procedural legislative requirements are fulfilled while delivering a quality, cost-effective service to customers

Relationship Manager- Customer service

Local Development Bank «BDL»
01.2007 - 12.2010
  • Supported the advisor in handling client's requests: scheduled appointments with clients, wrote detailed visit preparations (profitability, use of credit lines, products and services held, share of entrusted flows), identified commercial opportunities and follow up on their realization, verified validity of legal documentation, monitored collection of guarantees, and reviewed complaints
  • Contributed to constitution and structuring of financing files and their renewal (collected necessary documents and information, justified new credit line needs, evaluated future profitability, etc.)
  • Assisted clients with preparing financial plans, conducting investment research, and completing trades and transactions to assess and meet financial goals
  • Facilitated new client onboarding process and investment account setup
  • Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts
  • Treatment, monitoring and management of banking loan, responsible for studies and decisions related to Investment credit, operating credit

Education

Bank Branch Manager Training -

Banking Training Institute

Bank Branch Manager Certificate - undefined

Higher School of Banking
01.2015 - 01.2016

Diploma of Advanced Banking Studies - undefined

Banking Training Institute
01.2011 - 01.2013

Bachelor Degree - Translation, English/French/Arabic

University of Batna
01.2007 - 01.2011

Preparatory Certificate for Banking Higher Studies - undefined

Inter Bank Training Company
01.2009 - 01.2010

Banking Higher Competence - undefined

Higher School of Banking
01.2004 - 01.2007

Baccalaureate Diploma - Science of nature and life

01.2002 - 01.2004

Bancassurance Underwriting Officer Training - undefined

Algerian Insurance Company “l’Algerienne Vie”

Anti-Capitals Laundering seminar - undefined

Inter Bank Training Company

Banking Domiciliation seminar - undefined

Algerian Institute of Higher Financials Studies

Skills

  • DENSYS

  • BANK’S

  • DELTA V12

  • Capital clearing

  • AML reporter

  • DNFS

Training

  • 2023, Bancassurance Underwriting Officer Training, Algerian Insurance Company “l’Algerienne Vie”
  • 2010, Anti-Capitals Laundering seminar, Inter Bank Training Company, Algiers, Algeria
  • 2011, Banking Domiciliation seminar, Algerian Institute of Higher Financials Studies, Algiers, Algeria
  • 2011, Documentary Credit seminar, Algerian Institute of Higher Financials Studies, Algiers, Algeria
  • 2008, Secretarial and office Automation, BADR Training School, Batna, Algeria

Personal Information

  • Date of Birth: 05/07/87
  • Nationality: Algerian
  • Marital Status: Married

Timeline

Branch Manager

Fransabank
01.2019 - Current

Acting Branch Manager

Trust Bank Algeria
01.2017 - 12.2018

Bank Branch Manager Certificate - undefined

Higher School of Banking
01.2015 - 01.2016

Operations Supervisor / Financial Advisor

Trust Bank Algeria
01.2014 - 12.2017

Diploma of Advanced Banking Studies - undefined

Banking Training Institute
01.2011 - 01.2013

Foreign trade Back Office Advisor

Trust Bank Algeria
01.2010 - 12.2014

Preparatory Certificate for Banking Higher Studies - undefined

Inter Bank Training Company
01.2009 - 01.2010

Relationship Manager- Customer service

Local Development Bank «BDL»
01.2007 - 12.2010

Bachelor Degree - Translation, English/French/Arabic

University of Batna
01.2007 - 01.2011

Banking Higher Competence - undefined

Higher School of Banking
01.2004 - 01.2007

Baccalaureate Diploma - Science of nature and life

01.2002 - 01.2004

Bancassurance Underwriting Officer Training - undefined

Algerian Insurance Company “l’Algerienne Vie”

Anti-Capitals Laundering seminar - undefined

Inter Bank Training Company

Banking Domiciliation seminar - undefined

Algerian Institute of Higher Financials Studies

Bank Branch Manager Training -

Banking Training Institute

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MOUNI BadreddineBank Branch Manager