MANU LAL
MUSCAT
Summary
To succeed in an environment of growth and excellence and earn a job which provide me job and self development and help me to achieve personal as well as organizational goal and achieve a high career growth through a continuous learning process and keep myself dynamic, visionary and competitive with the changing scenario of the world.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Finance executive
Mahindra and Mahindra Financial Services Ltd.
Kollam, Kerala
03.2024 - 09.2024
- Manage Auto Loans through car dealers, Direct sales agents and direct sales teams.
- Empanelment of new car dealers, DSA and DST in the market.
- Accountable for sales performance and productivity of team.
- Manage business promotional activities with channels.
- Responsible for tracking channels and team for quality sourcing and healthy portfolio
- Interact with the credit team, and get business approvals.
- Keep close watch on competitor product, policy and market stratagies
- Recruit, train and motivate channel sales team
- Achive sales targets.
- Guide channel sales team and introduce clients to them.
- Maintain knowledge on all bank products and services and assist to resolve customer queries.
- Develop new relationships with customers to increase revenue and accounts
- Analyze credit applications and determine loan eligibility
- Negotiate finance terms with financial institutions
- Ensure compliance with vehicle finance regulations
- Communicate financing options and terms to customers
- Guide customers through the vehicle finance application process
- Conduct market research and stay up-to-date with industry trends
- Collaborate with the sales team to provide a seamless customer experience
Marketing Officer Refinance
IndusInd Marketing and Financial Services Pvt Ltd.
Kollam
02.2023 - 03.2024
- Cultivating solid relationships with major customers to ensure a continuous flow of sales revenue.
- Identifying promising prospects through cold-calling, and customer referrals.
- Ensuring that all sales administration and customer service activities run smoothly.
- Providing overall guidance to newly-recruited sales Representatives.
- Maintaining accurate records of the total number of sales made, potential and existing customers, as well as sales employee performance evaluations.
- Evaluating credit worthiness by processing loan applications and documentation within specified limits
- Interviewing applicants to determine financial eligibility and feasibility of granting loans
- Determining all applicable ratios and metrics and set up debt payment plans
Assistant Accountant
SHOPING CENTER MUSCAT (accounts))
Oman
10.2024 - Current
- Processed monthly financial transactions, ensuring accuracy and compliance with accounting standards.
- Assisted in preparation of financial reports, providing insights for management decision-making.
- Maintained and reconciled general ledger accounts to support financial integrity.
- Collaborated with team members to implement improvements in invoicing procedures, enhancing efficiency.
- Developed Excel spreadsheets for tracking expenses and budgeting, improving data organization.
- Managed accounts payable and receivable functions, ensuring timely payments and collections.
- Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
- Prepared accurate financial statements for management review, aiding in informed decision-making processes.
- Developed strong relationships with vendors by fostering environment of trust.
- Streamlined monthly financial reporting processes, significantly reducing time required for report generation.
Education
B.Com - Finance
Kerala University
KeralaHSE - Science
Kerala State Board
KeralaSSLC - undefined
Kerala State Board
KeralaSkills
- Enthusiastic friendly attitude
- Hardworking
- Quick learner
- Manage multiple priorities
- Perform under pressure
- Relationship building and management
- Excellent Communication
- Service support
- Risk Analysis
- Planning and coordination
- Business development expertise
- Team Building and leadership
- Revenue Generation
- Staff Training
- Proactive and Focused
- Decision-Making
- Performance Analysis
- Fast paced dynamic environment
- Strong decision maker
- MS Office Word
- Excel
Certification
- GCC AUTOMATIC LIGHT VEHICLE (OMAN)
- INDIA LIGHT VEHICLE
Languages
English: Malayalam
Hindi
Disclaimer
I hereby declare that the above mentioned information is correct up to my knowledge and I bear the responsibility for the correctness of the above mentioned particulars.
Personal Information
- Passport Date Of Issue: 07/14/22
- Passport Place Of Issue: Trivandrum
- Date of Birth: 03/31/01
- Gender: Male
- Nationality: Indian
- Marital Status: Single
- Religion: Hindu
Timeline
Assistant Accountant
SHOPING CENTER MUSCAT (accounts))
10.2024 - Current
Finance executive
Mahindra and Mahindra Financial Services Ltd.
03.2024 - 09.2024
Marketing Officer Refinance
IndusInd Marketing and Financial Services Pvt Ltd.
02.2023 - 03.2024
B.Com - Finance
Kerala University
HSE - Science
Kerala State Board
SSLC - undefined
Kerala State Board